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Medicare Supplement plans (or Medigap) can help cover the out-of-pocket costs not covered by Original Medicare, including some copays, coinsurance, and deductibles

Every Medicare Supplement plan includes full or partial coverage for the following expenses: Hospitalization: Part A co-insurance plus coverage for 365 additional days after Medicare benefits end. Medical Expenses: Part B co-insurance (generally 20 percent of Medicare-approved expenses) for hospital outpatient services.

Medicare Supplement plans also provide the flexibility to choose any doctor that accepts Medicare and can help pay for other Medicare out-of-costs in addition to those listed above.